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How Layaway Works

Layaway lets you reserve the furniture you love today, pay for it over time, and take it home once it’s paid in full. No credit check — just a small deposit to get started.

How it works

  1. Find your item and choose “Put it on Lay-Buy.”
  2. Pick your deposit — anywhere from 10% to 50% down.
  3. Pay the deposit securely through PayPal to reserve your furniture.
  4. Pay off the balance in automatic monthly payments over up to 6 months.
  5. Once it’s paid in full, we deliver it (or you pick it up). That’s the layaway difference — your furniture ships after the final payment.

Layaway vs. financing — what’s the difference?

Financing / lease-to-own: take your furniture home now and pay it off later.
Layaway (Lay-Buy): pay your furniture off first, then receive it once it’s fully paid. Layaway means no credit check and no interest from a lender — you simply set the pace.

Good to know

  • Choose a deposit from 10%–50%; the rest is split over up to 6 months.
  • You can pay off your balance early anytime.
  • Your price is locked in the day you start your layaway.
  • Questions or need to make a change? Call (817) 522-4840 or email info@thefurniturestudio.com.

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