how to get new furniture today with $50 down!

Watch this quick video to learn exactly how to get new furniture today with only $50 down and no credit needed. Then choose the option below that works best for you.

What You’ll Need to Apply:

Koalafi Financing ApplicationKoalafi Financing Application

✔️ Photo ID
✔️ SSN, ITIN, or Government ID
✔️ Checking account with a major bank or credit union
✔️ $1,000+ monthly income

What You'll Need To Apply

  •  Photo ID
  •  SSN, ITIN, or Government ID
  •  Checking account with a major bank or credit union
  •  $1,000+ monthly income

Choose below to get approved:

American First ApplicationKoalafi Financing ApplicationSnap Financing ApplicationAcima Financing ApplicationProgressive ApplicationSynchrony Application

Luxury Furniture with Affordable Payments

At The Furniture Studio, we believe luxury should be within reach. That’s why we offer high-end furniture at unbeatable prices with easy, no-credit-needed payment options. With approvals starting at just $50 down and no interest for up to 4 months, upgrading your home has never been easier. Apply today and take home the look you love.

 apply for financing

American First

5 months same as cash

$49 Down Payment

5% Buyout Fee at 5 Months

Apply For American First

Koalafi

120-day early buyout option

$49 Down Payment

$99 Buyout Fee

Apply For Koalafi

Snap

100 day early buyout option

$0 Down Payment

No Hidden Fees

Apply For snap

Acima

90-day early buyout

$49 Down Payment

No Hidden Fees

Apply For acima

Progressive

90-day early buyout

$49 Down Payment

No Hidden Fees

Apply For progressive

Synchrony

0% interest term (18–72 months)

$0 Down Payment

No Hidden Fees

Apply For Synchrony

Frequently Asked Questions

Have a Question? We’ve Got the Answer!

Do I need good credit to get approved?

No! Most of our financing partners don’t require good credit. Approval is based on a few simple requirements like income and a valid checking account.

How much do I need to put down?

Some partners offer $0 down, while others require as little as $10 or $49 to get started. You’ll see the exact terms for each option before you apply.

What if I want to pay it off early?

Every partner offers an early buyout option — usually 90 to 120 days — with no penalties or hidden fees. Pay it off early and it’s the same as paying cash.

Can I apply online or do I need to come in?

You can apply online from the comfort of your home, or visit one of our showrooms. Once approved, we can even process your order remotely.

What if I’m not sure which option is best for me?

No problem. Just text or call our team at (817) 522-4840 and we’ll walk you through the best option based on your needs.

Call Us!